Senior AML Analyst

Position Overview:

We are looking for a Senior AML Analyst/Expert ready to join the BeOne AML team in the early stage of its creation. At the beginning, we expect you to participate in the establishment and be ready to process transactions monitoring, sanctions and PEP screening alerts, prepare and submit STR/SARs, as well as manage other operational tasks (for example, prepare due diligence reports on partners and customers). At the same time, we expect that you are curious about learning and development and have experience in other areas of the AML framework, such as the actualisation of internal procedures, preparation of instructions for other team members, participation in AML process development, and others.

About us:

BeOne (stealth mode project): We are building a next-generation neobank that will redefine how individuals and businesses manage their money. With multi-currency accounts, ultra-low transaction fees, real-time global payments, and powerful financial tools, our platform seamlessly blends traditional and digital finance.

In both projects, we are currently forming our team, starting with management, to achieve these objectives. This presents a unique opportunity for candidates to actively participate in building the company and driving its future success.

Responsibilities:

• Transactions monitoring and Sanctions screening: review and document analysis of the system-generated alerts;
• Due diligence: perform CDD, EDD for the customers and cooperation partners, maintain a risk-based approach, provide structured conclusions on the risks, suggest risk mitigation activities, ensure necessary approvals are obtained and escalations made.
• SAR/ STR: analyse internal suspicious activity reports, prepare and submit external SARs/ STRs according to regulatory expectations and internal procedures;
• Assessing customer-provided information: prepare and review information requests and data submitted by the customers/ partners;
• Process development: assist MRLO in developing, enhancing and maintaining an effective AML and Sanctions compliance internal control system, including the development and update of both the internal policies and procedures, as well as practical processes/ controls;
• Risk assessment: develop and update ML/TF/PF/Sanctions enterprise-wide risk assessment;
• Reports and statistics: participate in the development and documentation of ongoing and regular statistical reports, management and external reporting;
• Communication and collaboration: maintain effective cross-functional collaboration on AML issues and escalations;
• Other: take part in employee training processes, development of quality assurance framework, assist MRLO during internal and external audits and others.

Requirements: 

• At least 3 years of related AML and Sanctions compliance experience within the financial sector;
• Proven ability to analyse large amounts of data from various sources and make logical and well-supported decisions;
• Strong knowledge of the financial industry and related AML regulations and laws;
• Ability to multi-task, work independently and as part of a team;
• Adaptability & drive: flexibility, self-motivation, proactiveness and willingness to strengthen and develop skills in different AML and Sanctions compliance areas;
• Ability to communicate openly and solve problems in a structured way;
• Experience delivering effective feedback to support process improvement(s) and/or enhanced proficiency.

Nice to have:

• Prior experience in fintech, ideally in the early stages;
• CAMS and/or CFE certification.

Benefits:

• Competitive salary.
• Comprehensive benefits package.
• Innovation-driven environment – Work at the forefront of fintech, leveraging advanced compliance tools and technologies.
• Opportunity for career growth and professional development in a rapidly evolving industry.
• Collaborative and inclusive work culture with a focus on teamwork and excellence.
• Flexible work arrangements.
• Hybrid Work – Flexible, but on-site presence a few days a week in Riga’s office is beneficial.

Interview Process: 

1. Screening Interview: Introductory call with the Talent Acquisition Partner (45 minutes). Focus: background, motivation, and an overview of your experience.
2. Second Interview with the Money Laundering Reporting Officer (60 minutes).
3. Final Interview: In-depth discussion with the Head of Compliance (60 minutes).