We are building a next-generation neobank that will redefine how individuals and businesses manage their money. With multi-currency accounts, ultra-low transaction fees, real-time global payments, and powerful financial tools, our platform seamlessly blends traditional and digital finance. Our mission is to create frictionless, borderless, and intelligent banking for those seeking the best financial solutions.

Set to launch in 2025, we aim to become the largest regulated funds and data transfer network for retail and business customers. To achieve this, we are assembling a world-class team. If you're passionate about fintech innovation and want to be part of something transformative, we’d love to hear from you.

Are you ready to be the gatekeeper of financial integrity? As our MLRO, you will ensure compliance, protect against financial crime, and work closely with regulators. This is an opportunity to shape the compliance framework of a cutting-edge neobank while growing your career in an ambitious, high-impact role.

About the role

As the MLRO for our Electronic Money Institution ("EMI") in Latvia, you will oversee Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Proliferation Financing (PF) obligations. Your role is crucial in maintaining compliance, collaborating with authorities, and mitigating risks in a fast-growing financial landscape. You’ll be at the centre of our expansion, with opportunities to shape and scale compliance across multiple markets.

Key responsibilities

• Ensure full compliance with AML, CTF, and PF regulations.
• Act as the primary liaison with the Bank of Latvia, FIU, and other regulatory bodies.
• Oversee transaction monitoring and sanctions screening, ensuring timely reporting of suspicious activity.
• Build and lead the AML/CTF/PF team, covering onboarding, sanctions, and financial crime prevention.
• Regularly update policies, procedures, and risk models to align with regulatory changes.
• Support the company’s expansion by ensuring compliance frameworks scale with growth.

What we expect from you

• 5-10 years of experience in AML/CTF/PF compliance.
• Previous approval as an MLRO in Latvia is a plus.
• Native Latvian speaker with fluent English proficiency.
• Higher education in a relevant field.
• Strong IT literacy, preferably with fintech experience.
• Proactive, organized, and adaptable in a fast-moving environment.

Nice to have

• Experience managing compliance teams.
• Additional language skills.
• Prior regulatory approval as an MLRO.

Growth opportunities & benefits

• Shape the future of compliance – Be a key player in establishing compliance strategies for a cutting-edge neobank expanding into new markets.
• Career acceleration – Gain leadership experience in a high-growth fintech, with opportunities to build and lead compliance teams.
• Work with top industry experts – Collaborate with leading professionals in financial regulation, fintech, and risk management.
• Global exposure – Engage with international regulators, financial authorities, and cross-border compliance teams.
• Innovation-driven environment – Work at the forefront of fintech, leveraging advanced compliance tools and technologies.
• Hybrid Work – Flexible, but on-site presence a few days a week in Riga’s office is beneficial.

Recruitment process:

• Screening with Talent Acquisition Partner (45')
• First interview with the Head of Compliance at BeOne (60')
• Second Interview with the Lead of Compliance (60')

If you're looking for an opportunity to make a real impact and grow with a next-generation Neobank, join us at BeOne!